central government scheme
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
Common abbreviation: PM-JAYThe largest health assurance scheme in the world, providing cashless secondary and tertiary care hospitalization.
Quick Facts
Overview
PM-JAY is a visionary scheme aimed at providing health cover to over 12 crore poor and vulnerable families, covering approximately 50 crore beneficiaries.
Purpose
To reduce catastrophic out-of-pocket health expenditure and provide financial risk protection against medical emergencies.
Who should apply
Families categorized as poor or vulnerable in the SECC database (BPL cardholders, SC/ST, and low-income families).
Benefits
Cashless hospitalization cover of ₹5,00,000 per family per year for secondary and tertiary care.
Required Documents
- Aadhaar Card / Ration Card
- BPL Card (if applicable)
- SECC letter / PM-JAY card
Application Process
- Check eligibility online or at any empanelled hospital.
- Visit an Ayushman Mitra kiosk at empanelled hospitals for biometric verification.
- Receive the Ayushman Card.
Source Citations
National Health Authority (NHA) operational mandates and guidelines.